Terms of Use
Please read these Terms of Use carefully before using the FSW Wealth Partners website. By accessing this website, you agree to the terms outlined below.
Use of Website: By accessing this website, you agree to be bound by the terms set out below (“Terms of Use”). If you do not agree with the Terms of Use, you must not access this website or any page thereof.
Regulatory Oversight: FSW Wealth Partners Inc. (hereinafter referred to as “FSW”) is subject to the oversight of the provincial insurance commissions and is required to adhere to regulations governing client protection, fiduciary responsibilities, and stringent recordkeeping. These requirements are monitored by the Insurance Counsel in the provinces in which the Advisors are licensed.
Portfolio Management and Planning Advice: Portfolio Management and investment advice is provided through FSW portfolio manager referral program. FSW has built trusted relationships with various Portfolio Managers, and FSW refers clients to these Portfolio Managers for a referral fee which is reviewed in detail with all clients. FSW is not registered or licensed to provide investment advice or portfolio management services and its services are in relation to financial and wealth planning provided to its clients.
No Advice/Solicitation: The contents of this website are provided for information purposes only and is not intended to provide you with specific advice with respect to your financial, investment, tax, legal or accounting matters. For information specific to your situation, you should consult your advisor or other appropriate investment, legal or accounting professionals.
Information provided on this website is believed to be reliable when posted. FSW cannot guarantee its accuracy and information may change without prior notice, and FSW is not responsible in any manner for direct, indirect, special, or consequential damages however caused, arising out of the use of this website.
The terms and conditions under which investment products and services may differ from those set out on this website and may change from time to time. Investment products and services are provided only in accordance with the terms of the specific investment contract, prospectus, or other documents or contracts governing their sale. In case of any inconsistency between the content of this website and any such investment contract, prospectus, other document or contract, the terms of the investment contract, the prospectus or other document or contract shall prevail. While every effort is made to keep the contents of this website current, you should check with FSW to determine whether changes have been made to the terms and conditions under which FSW’s products and services are offered that are not reflected on this website.
Nothing on this website constitutes a solicitation or offer by FSW to buy or sell products or services of any kind whatsoever of any issuer.
No client relationship of any kind is created by accessing this website or by communicating via any means with FSW through this website.
Products and Services: The information contained on this website is intended for use solely in jurisdictions where FSW operates. All products and services are offered subject to applicable agreements governing their use. Please consult your FSW financial advisor for updated information. Commissions, trailing commissions, referral fees and management expenses may all be associated with ETF, pooled funds and individual stock and bond investments. Please read the prospectus/fund facts and agreements before investing. All named investments are not guaranteed, their values change frequently, and past performance may not be repeated.
Other Entities: Any sale of life, disability, or related insurance products your advisor may provide are provided by third parties and thus these are also not the business of, nor the responsibility of FSW
Forward Looking Statements: This website may contain forward-looking statements which reflect our current expectations or forecasts of future events. Forward-looking statements include statements that are predictive in nature, depend upon or refer to future events or conditions, or include words such as “expects”, “anticipates”, “intends”, “plans”, “believes”, “estimates”, “preliminary”, “typical”, and other similar expressions. In addition, these statements may relate to future corporate actions, future financial performance of a fund or a security and their future investment strategies and prospects. Forward-looking statements are inherently subject to, among other things, risks, uncertainties, and assumptions which could cause actual events, results, performance, or prospects to differ materially from those expressed in, or implied by, these forward-looking statements. These risks, uncertainties and assumptions include, without limitation, general economic, political and market factors in North America and internationally, interest and foreign exchange rates, the volatility of global equity and capital markets, business competition, technological change, changes in government regulations, changes in tax laws, unexpected judicial or regulatory proceedings, catastrophic events, and the ability of fund company to attract or retain key employees. The foregoing list of important risks, uncertainties and assumptions is not exhaustive. Please consider these and other factors carefully and not place undue reliance on forward-looking statements.
The forward-looking information contained on this website is current only as of the date the statement was made. There should not be an expectation that such information will in all circumstances be updated, supplemented, or revised whether because of new information, changing circumstances, future events or otherwise.
Investment Calculations and Use of Website Information: Calculations or projections are for general illustrative purposes only and are not guaranteed to be accurate or complete. Please use them only as guides or estimates. Users of this website may not otherwise use, reproduce, broadcast, publish or re-disseminate any information, in whole or in part, without the prior written permission of FSW. Any unauthorized downloading, re-transmission, or other copying or modification of any information contained on this website may be a violation of law that may and could subject you to legal action.
Third Party Links: Any links to other websites are for convenience only and are independent from FSW Therefore, FSW has no control over the content of a linked website nor endorses or otherwise supports the products and services offered on the linked website. FSW will not be liable for any inaccuracies in such information or for the content of any linked websites that are not maintained by FSW nor does FSW endorse any product or service available through a linked website. FSW makes no claims that third party websites will be free of viruses, worms, trojan horses or other destructive components on or from such websites. Linking to another website is at your sole risk and FSW is not responsible or liable for any damages in connection with linking.
Jurisdiction: This website will be governed by and construed in accordance with the laws of the Province of Manitoba and the laws of Canada applicable therein, without giving effect to any principles of conflicts of laws. All disputes, controversies or claims arising out of or in connection with the website shall be submitted to and be subject to the jurisdiction of the courts of the Province of Manitoba. You submit and attorn to the exclusive jurisdiction of the courts of the Province of Manitoba to finally adjudicate or determine any suit, action or proceeding arising out of or in connection with the website.
Privacy: FSW is committed to respecting the privacy of individuals. Our Privacy Management Plan includes guidelines on the collection, storage, use and retention of personal information as follows:
Collection: FSW collects personal information about individuals during its business and shall make all reasonable efforts to fully inform such individuals about the planned use/disclosure of same. FSW will limit the collection and use of personal information to that required for valid business purposes or to comply with legislation.
Accuracy: FSW will make every reasonable effort to ensure that personal information it collects and uses is accurate and complete. Individuals providing personal information will have the opportunity to review and correct their personal information, and on written request by an individual to whom the information relates, FSW will modify the information as required.
Storage: FSW will store personal information using hard copy and/or electronic means in such a way as to prevent unauthorized collection, access, use, disclosure, or disposal of the personal information.
Retention: FSW will establish a retention period for all personal information collected, in accordance with PIPEDA and other relevant legislation.
Disclosure: FSW will not disclose personal information unnecessarily to employees or any third party, without prior consent.
Access: FSW will provide access to information upon request and in accordance with applicable legislation. Please note, access may be subject to a fee should one be levied to FSW.